5 Money Mistakes Latinos Make—and How to Break the Cycle with Corazón We Have to Be Aware of Mistakes Before We Can Fix Them Many Latinos didn’t grow up knowing the rules of money. In fact, many of us grew up distrusting financial institutions and thinking the stock market is “gambling.” I’ve worked with Latino […]
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Values Before Numbers: Why Your Budget Won’t Work Until Your “Why” Is Clear Why Traditional Budgeting Falls Apart For most of my career, I’ve watched people sit down with a budget and feel like they’ve already failed before they begin. They open a spreadsheet, look at the numbers, and promise themselves they’ll “stick to it
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I had a client once who was unknowingly spending $4,000 a month on Starbucks. She worked in downtown Los Angeles and there was a Starbucks in the lobby of her office building. She’d grab herself a coffee and sweet treat before heading up to work. She was spending thousands a year doing this.
As we’re now entering November, the holiday season is officially on the horizon. That means one thing for your finances: it’s time to start planning your holiday spending now—not during the rush. Or maybe it’s time to find alternative ways to give this holiday season.
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