I’ve spent my career working with Latino families to build wealth. And since October is Estate Planning Awareness month, I encourage us all to examine how we can work on turning that spending power into intergenerational wealth through estate planning and how to avoid common pitfalls.
5 Tools for Intergenerational Wealth Transfer in Latino Communities Read More »
There’s a saying in Spanish, “Si Dios quiere,” or God willing. The idea that we are not responsible for making things happen—and that they’ll only happen of God wants them to—is fatalism. And it’s prevalent in our community. I remind my clients all the time that while God makes the fish, God makes the nets, God does not put the fish in the nets. And October, which is Estate Planning Awareness month, is a great time to remind you how to put the fish in the nets when it comes to planning your legacy.
Put the Fish in the Nets: Don’t Let Fatalism Stand in the Way of Estate Planning Read More »
When I sit down with families, business owners, and community leaders, I always remind them that managing money isn’t just about dollars and cents—it’s about the heart behind it all. That’s why I developed the 3M’s of Financial Greatness: Mindset, Meaning, and Money.
The 3 Ms of Managing Your Finances with Corazón Read More »
When I first entered the financial planning industry in 1986, many people would tell me: “When I have money, I’ll come see you.” But here’s the truth — waiting until you feel financially secure to seek guidance is like waiting until you’re healthy to go see a doctor. It doesn’t make sense. Our community deserves better than advice tied to products or sales. We deserve guidance that honors our values — our families, our faith, and our culture.
Gain Control of Your Future by Managing Your Finances con Corazón Read More »
When you intimidate a community—in this case the Latino community—you weaken their financial future. That’s why I fight for financial empowerment because no court, no law, and no system should hold us back from creating prosperity for our families.
A New Year Wake-Up Call: Building Wealth as a Shield Against Fear and Uncertainty Read More »
Hispanic Heritage Month is a time to honor our history, celebrate our culture, and reflect on the values that have carried our Latino community forward for generations. It’s also an opportunity to think about the legacy we are building for the future—not only through traditions, language, and family, but also through the way we approach our finances. For me, true wealth has never been just about money. It’s about peace of mind, strong family relationships, and the dignity that comes with knowing we’re leaving something meaningful for those who come after us. That’s the heart behind Finances Con Corazón, my motto.
Kicking Off Hispanic Heritage Month: Finances Con Corazón Read More »
I have seven secrets you can use to build a business that can grow both with you and even if you were to step away. These secrets will help you build something you’re proud of to leave to your children or to sell. But no matter what you’ll eventually do with your business, you have to do it with intention and corazón.
7 Secrets of Building a Small Business con Corazón Read More »
When I was 13 years old, the IRS showed up at the doorstep of my father’s business. My dad hadn’t filed taxes in two years. That day, I picked up a tax book, read it cover to cover, did his return in pencil, and mailed it in. That was the first tax return I ever completed—and it set me on the path I’ve walked ever since.
Empowering 1,000 Latinos to Eradicate Generational Poverty; Build Generational Wealth Read More »
There are a few fundamental truths that I’ve learned in life that are still relevant today. One is that people can’t be forced to do something they don’t want to do. Remember this: thinking may determine what you want, but actions determine what you get.
3 Ways to Achieve Financial Greatness Read More »
Wealth is not just money. It’s health, resilience, connection, and knowledge. Financial wealth gives us access—to therapy, to good healthcare, to opportunities—but emotional and cultural wealth sustain us through the darkest times.
