{"id":270,"date":"2023-01-01T13:15:00","date_gmt":"2023-01-01T18:15:00","guid":{"rendered":"https:\/\/ea485d1424.nxcli.io\/?p=270"},"modified":"2026-03-10T18:49:57","modified_gmt":"2026-03-10T22:49:57","slug":"confesiones-de-un-planificador-financiero","status":"publish","type":"post","link":"https:\/\/louisbarajas.com\/es\/confessions-of-a-financial-planner\/","title":{"rendered":"Confesiones de un planificador financiero"},"content":{"rendered":"
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Confesiones de un planificador financiero<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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La obligaci\u00f3n de los padres de ense\u00f1ar a sus hijos sobre el dinero: la confesi\u00f3n de un autor financiero.<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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\u00bfQu\u00e9 es un p?<\/span>La obligaci\u00f3n de los padres de ense\u00f1ar a sus hijos c\u00f3mo<\/span> ganar y utilizar dinero para vivir una<\/span>
vida mejor<\/span>D\u00e9jame aclararlo. Yo soy<\/span> No solo se trata de ense\u00f1ar a tus hijos a administrar su dinero o <\/span>ahorrar el primer 10 % de su mesada o su sueldo. Es importante hacer presupuestos y ahorrar., <\/span>pero estoy hablando<\/span>preocuparse por algo mucho m\u00e1s grande, algo que va a afectar sus vidas. <\/span>Para siempre. El dinero est\u00e1 tan entretejido en el tejido que llamamos vida que rara vez pensamos en c\u00f3mo nos afecta. <\/span>nuestra elecci\u00f3n de pareja, nuestra elecci\u00f3n profesional, nuestra salud emocional y f\u00edsica, el <\/span>el barrio en el que vivimos, la educaci\u00f3n que recibimos o simplemente nuestra felicidad en general.<\/span><\/span><\/div>
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Recuerdo que cuando sal\u00eda con mis amigos de adolescente, mi pap\u00e1 me dec\u00eda:<\/span>, \u201c\u00bft\u00fa...? <\/span>\u00bfTienes dinero? A veces respond\u00eda que no,<\/span> y<\/span> que no necesitaba nada. Mi pap\u00e1 siempre <\/span>Recu\u00e9rdame y dime:,<\/span> \u201c<\/span>\u00bfQu\u00e9 pasa si te da sed y quieres comprar un refresco? Toma un par de... <\/span>d\u00f3lares\u201d. La lecci\u00f3n que me ense\u00f1\u00f3 fue que nunca se sabe cu\u00e1ndo se va a necesitar dinero, as\u00ed que hay que <\/span>mejor tener algo, por si acaso. Mirando atr\u00e1s,<\/span> No recuerdo haber tenido nunca una conversaci\u00f3n con<\/span>
mis padres sobre el dinero. Nunca me dijeron que el dinero, o la falta del mismo, acabar\u00eda <\/span>influy\u00f3 en mi elecci\u00f3n de una universidad p\u00fablica, el Toyota Corolla usado que manej\u00e9 durante a\u00f1os, los amigos que<\/span>
con qui\u00e9n sal\u00eda, los deportes que practicaba, la primera casa que compr\u00e9 en un barrio plagado de pandillas, o <\/span>La preocupaci\u00f3n y la falta de sue\u00f1o que tendr\u00eda cuando no ten\u00eda suficiente.<\/span> dinero para pagar mis cuentas. Yo <\/span>Creo que entiendes lo que quiero decir.<\/span><\/span><\/div>
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Lo que aprend\u00ed sobre el dinero de mis padres fue m\u00e1s por observaci\u00f3n que por<\/span>
conversaci\u00f3n. Adem\u00e1s de nunca haber tenido<\/span>e \u201cdinero<\/span> charla<\/span>,\u201d<\/span> Yo tambi\u00e9n<\/span> Nunca tuvimos la \u201ccharla sobre sexo\u201d.\u201d<\/span> Tampoco. Sexo. <\/span>El dinero y las finanzas eran temas tab\u00fa en mi casa y en las de muchos de mis amigos cuando \u00e9ramos peque\u00f1os. <\/span>Quiz\u00e1s mis pap\u00e1s pensaron que mis maestros me ense\u00f1ar\u00edan c\u00f3mo ganar y usar el dinero.<\/span>
con prudencia. Quiz\u00e1s yo era como<\/span> el t\u00edpico adolescente que simplemente no quer\u00eda escuchar ning\u00fan serm\u00f3n de sus <\/span>mis padres. Quiz\u00e1s mis padres<\/span> no<\/span> realmente saber nada mejor. <\/span><\/span><\/div>
\u00a0<\/div>
Aqu\u00ed es donde debo CONFESAR. Puedo decirles con toda sinceridad que, hasta hace poco, no hab\u00eda tenido eso. <\/span>\u201cTampoco hablo de \u201ddinero\u00bb con mis hijos.<\/span> Me sent\u00ed tan culpable que casi lo confes\u00e9.<\/span> a un sacerdote. No puedo. <\/span>alegar ignorancia sobre la falta de conocimientos financieros. Lo que ha surgido de toda la culpa es un todo. <\/span>Taller interactivo, impactante e inspirador de un d\u00eda de duraci\u00f3n que espero que no solo transforme las vidas <\/span>de mis hijos, pero alg\u00fan d\u00eda tambi\u00e9n las vidas de mis nietos. <\/span><\/span>Las lecciones que he creado van m\u00e1s all\u00e1 de los consejos habituales sobre educaci\u00f3n financiera que se encuentran en la mayor\u00eda de las clases sobre dinero. <\/span>o literatura informativa. Quer\u00eda que mis hijos aprendieran los principios financieros que les permitir\u00edan <\/span>influyen en sus decisiones vitales para ayudarles a generar no solo m\u00e1s dinero, sino tambi\u00e9n m\u00e1s felicidad. Yo lo llamo <\/span>el taller \u2013 El<\/span> ABC de W.E.A.L.T.H.<\/span> Las lecciones incluyen:<\/span> A<\/span>Actitudes,<\/span> B<\/span>creencias, y <\/span>C<\/span>Confianza en el dinero, as\u00ed como en su<\/span> W<\/span>orth,<\/span> E<\/span>Educaci\u00f3n,<\/span> A<\/span>Atracci\u00f3n,<\/span> T<\/span>equipo, y<\/span> H<\/span>humildad <\/span>hacia la vida.<\/span><\/span><\/div>
\u00a0<\/div><\/div>
As\u00ed que vuelvo a hacer la pregunta: \u00bfes tu obligaci\u00f3n ense\u00f1ar a tus hijos sobre el dinero?<\/span>
\u00bfO es<\/span> la responsabilidad de la escuela<\/span> \u00bfLes ense\u00f1as? \u00bfO dejas al azar que aprendan?<\/span>
\u00bfsobre el dinero por su cuenta? Desafortunadamente, para muchas personas, aprender sobre el dinero por su cuenta<\/span>
Las propias ser\u00e1n algunas de las lecciones m\u00e1s dolorosas y costosas que jam\u00e1s experimentar\u00e1n.<\/span><\/span><\/span>
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\u00a0<\/div>
Si te interesa que tus hijos tengan una ventaja en su educaci\u00f3n financiera, puedes ir a<\/span>
a<\/span><\/span> www.louisbarajas.com<\/span><\/span> para obtener m\u00e1s informaci\u00f3n sobre c\u00f3mo enviar a sus hijos a la<\/span> ABC de<\/span>
Taller W.E.A.L.T.H. para adolescentes y j\u00f3venes adultos (de 16 a 23 a\u00f1os).<\/span><\/span><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t
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Autor<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Luis Barajas<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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\n\t\t\t\t\t\t\t\n\t\t\t\t\t\n\t\t\t\t\t\tFacebook<\/span>\n\t\t\t\t\t\t<\/i>\t\t\t\t\t<\/a>\n\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\n\t\t\t\t\t\tTwitter<\/span>\n\t\t\t\t\t\t<\/i>\t\t\t\t\t<\/a>\n\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\n\t\t\t\t\t\tYoutube<\/span>\n\t\t\t\t\t\t<\/i>\t\t\t\t\t<\/a>\n\t\t\t\t<\/span>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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\u00bfListo para empezar ahora?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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\u00a1No se pierda esta incre\u00edble oportunidad de ampliar sus conocimientos! \u00danase hoy mismo a nuestro sitio de membres\u00eda y obtenga acceso al primer cap\u00edtulo de todos los libros de nuestra colecci\u00f3n. Adem\u00e1s, tambi\u00e9n recibir\u00e1 las hojas de trabajo correspondientes, que le proporcionar\u00e1n una experiencia de aprendizaje completa para mejorar su comprensi\u00f3n del material.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t

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\n\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tObtener acceso<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t
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\n\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tCont\u00e1ctenos<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"

Confessions of a Financial Planner A Parent\u2019s Obligation to Teach Children about Money – a Confession of a Financial Author What is a parent\u2019s obligation to teach their children how to make and use money to live abetter life? Let me clarify. I\u2019m not just talking about teaching your child(ren) how to budget or save […]<\/p>\n","protected":false},"author":1,"featured_media":274,"comment_status":"open","ping_status":"open","sticky":false,"template":"elementor_header_footer","format":"standard","meta":{"site-sidebar-layout":"no-sidebar","site-content-layout":"page-builder","ast-site-content-layout":"full-width-container","site-content-style":"unboxed","site-sidebar-style":"unboxed","ast-global-header-display":"disabled","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"disabled","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[74],"tags":[],"class_list":["post-270","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-74"],"yoast_head":"\nConfessions of a Financial Planner - Louis Barajas<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/louisbarajas.com\/es\/confesiones-de-un-planificador-financiero\/\" \/>\n<meta property=\"og:locale\" content=\"es_MX\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Confessions of a Financial Planner - Louis Barajas\" \/>\n<meta property=\"og:description\" content=\"Confessions of a Financial Planner A Parent\u2019s Obligation to Teach Children about Money – a Confession of a Financial Author What is a parent\u2019s obligation to teach their children how to make and use money to live abetter life? Let me clarify. I\u2019m not just talking about teaching your child(ren) how to budget or save […]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/louisbarajas.com\/es\/confesiones-de-un-planificador-financiero\/\" \/>\n<meta property=\"og:site_name\" content=\"Louis Barajas\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/LouisBarajas\/\" \/>\n<meta property=\"article:author\" content=\"https:\/\/www.facebook.com\/LouisBarajas\/\" \/>\n<meta property=\"article:published_time\" content=\"2023-01-01T18:15:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-03-10T22:49:57+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/louisbarajas.com\/wp-content\/uploads\/2023\/05\/annie-williams-HQslV2Pjoec-unsplash-Large.jpeg\" \/>\n\t<meta property=\"og:image:width\" content=\"1280\" \/>\n\t<meta property=\"og:image:height\" content=\"853\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Louis Barajas\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@https:\/\/twitter.com\/louisbarajas\" \/>\n<meta name=\"twitter:site\" content=\"@louisbarajas\" \/>\n<meta name=\"twitter:label1\" content=\"Escrito por\" \/>\n\t<meta name=\"twitter:data1\" content=\"Louis Barajas\" \/>\n\t<meta name=\"twitter:label2\" content=\"Tiempo de lectura\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutos\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/louisbarajas.com\/confessions-of-a-financial-planner\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/louisbarajas.com\/confessions-of-a-financial-planner\/\"},\"author\":{\"name\":\"Louis Barajas\",\"@id\":\"https:\/\/louisbarajas.com\/#\/schema\/person\/c2d67420baaaec358da2b8ca402eabf8\"},\"headline\":\"Confessions of a Financial Planner\",\"datePublished\":\"2023-01-01T18:15:00+00:00\",\"dateModified\":\"2026-03-10T22:49:57+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/louisbarajas.com\/confessions-of-a-financial-planner\/\"},\"wordCount\":769,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/louisbarajas.com\/#\/schema\/person\/c2d67420baaaec358da2b8ca402eabf8\"},\"image\":{\"@id\":\"https:\/\/louisbarajas.com\/confessions-of-a-financial-planner\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/louisbarajas.com\/wp-content\/uploads\/2023\/05\/annie-williams-HQslV2Pjoec-unsplash-Large.jpeg\",\"articleSection\":[\"2025\"],\"inLanguage\":\"es\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/louisbarajas.com\/confessions-of-a-financial-planner\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/louisbarajas.com\/confessions-of-a-financial-planner\/\",\"url\":\"https:\/\/louisbarajas.com\/confessions-of-a-financial-planner\/\",\"name\":\"Confessions of a Financial Planner - 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